Usage-Based Insurance

Classifying the driving styles is of particular interest for enhancing road safety in smart cities. The vehicle can assist the driver by providing advice to increase awareness of potential dangers. Accordingly, dissuasive measures, such as adjusting insurance costs, can be implemented. The service is called Pay-As-You-Drive insurance (PAYD), and to address it, the paper introduces a method for constructing a database of simulated driver behaviors using the Simulation of Urban MObility  Simulation of Urban MObility (SUMO) simulator.