This dataset offers a comprehensive mix of financial, demographic, temporal, and external factor data to help predict credit delinquency. It includes key information such as loan terms, credit balances, and effective interest rates, along with client details like salary, marital status, and profession.

In addition to tracking historical credit behavior and overdue days at different time points, the dataset incorporates critical external factors, including climate change, social unrest, and global crises like COVID-19, which may influence payment delays and financial behavior.

Dataset Files

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[1] Jomark Noriega, "Credit Risk with External Factors: COVID 19, Change Climate, Social Unrest ", IEEE Dataport, 2024. [Online]. Available: http://dx.doi.org/10.21227/qy2q-1f11. Accessed: Feb. 07, 2025.
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doi = {10.21227/qy2q-1f11},
url = {http://dx.doi.org/10.21227/qy2q-1f11},
author = {Jomark Noriega },
publisher = {IEEE Dataport},
title = {Credit Risk with External Factors: COVID 19, Change Climate, Social Unrest },
year = {2024} }
TY - DATA
T1 - Credit Risk with External Factors: COVID 19, Change Climate, Social Unrest
AU - Jomark Noriega
PY - 2024
PB - IEEE Dataport
UR - 10.21227/qy2q-1f11
ER -
Jomark Noriega. (2024). Credit Risk with External Factors: COVID 19, Change Climate, Social Unrest . IEEE Dataport. http://dx.doi.org/10.21227/qy2q-1f11
Jomark Noriega, 2024. Credit Risk with External Factors: COVID 19, Change Climate, Social Unrest . Available at: http://dx.doi.org/10.21227/qy2q-1f11.
Jomark Noriega. (2024). "Credit Risk with External Factors: COVID 19, Change Climate, Social Unrest ." Web.
1. Jomark Noriega. Credit Risk with External Factors: COVID 19, Change Climate, Social Unrest [Internet]. IEEE Dataport; 2024. Available from : http://dx.doi.org/10.21227/qy2q-1f11
Jomark Noriega. "Credit Risk with External Factors: COVID 19, Change Climate, Social Unrest ." doi: 10.21227/qy2q-1f11